With open enrollment around the corner, you may be exploring your options for HSA or FSA benefits. These accounts can help make some medical expenses–including fertility treatments, medications, and supportive services–more affordable.
We’re excited to share that a premium subscription to the Berry Fertility app is HSA and FSA eligible. Now, you can use your pre-tax HSA or FSA dollars to get access to personalized tools and guidance that support you and simplify every step of your fertility journey.
What's the Difference Between HSA and FSA Accounts?
Many companies offer benefits packages that include HSA or FSA accounts, but oftentimes employees don’t know exactly what that means and how they can use them to their advantage.
An HSA (Health Savings Account) is a special savings account available to people enrolled in a high-deductible health plan (HDHP). It allows you to set aside pre-tax dollars to pay for qualified healthcare expenses. You, your employer, and even family members can contribute money to an HSA account on your behalf. Each year, the IRS sets a contribution limit for how much you can save. One of the biggest advantages of an HSA is that your balance rolls over from year to year and stays with you even if you change jobs, helping you build long-term healthcare savings.
A healthcare FSA (Flexible Spending Account) is another type of pre-tax savings account that helps employees cover eligible healthcare expenses. Unlike an HSA, an FSA is offered directly through your employer and isn’t tied to a high-deductible health plan. Both you and your employer can contribute to the account, but funds generally need to be used within the plan year and any remaining balance typically doesn’t roll over. It’s also important to note that FSA funds stay with your employer, so if you change jobs, the unused balance doesn’t transfer with you.
What can I use my HSA or healthcare FSA account for?
HSAs and FSAs can both be used for many of the same qualified medical expenses. You can spend these funds on insurance co-pays, deductibles, and co-insurance, as well as a wide range of eligible healthcare costs like dental care, vision expenses, fertility treatments, and certain medications. The IRS defines what counts as a qualified medical expense, so it’s always a good idea to check your plan details or the IRS list to confirm what’s covered.
How do I use my HSA or FSA to get Berry Premium?
Using your HSA or FSA to subscribe to Berry Premium is a smart way to put your pre-tax dollars toward meaningful support on your fertility journey. To check out using this method of payment:
Click “Try for Free” at the top right of our website.
Create an account.
Select your preferred billing option (monthly or yearly).
During checkout, select “Pay with HSA/FSA card.”
Enter in your HSA or FSA account information and Click “Pay Now.”
And that’s it! It’s that easy to use your benefits to access the tools, education, and organization you deserve.
What do I do if I have an HSA/FSA, but don’t have the physical card?
If you can’t find your HSA or FSA card, you can still use your account to pay for Berry Premium. Simply complete your purchase using your regular credit or debit card, then submit your receipt for reimbursement through your HSA or FSA provider.
Using your HSA or FSA funds to pay for Berry Premium is a meaningful way to invest in your fertility journey. By putting your pre-tax dollars toward care tools designed just for you, you can stay organized, informed, and confident every step of the way.